Terms of Use

Last updated: 13 July 2026

Introduction

These Terms of Use govern your access to and use of the verdant-crater website and educational services. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, you should not use our website or services.

Educational Services

Our courses and programmes are designed to provide financial education for informational and educational purposes only. The content we provide:

• Is not intended as professional financial advice
• Should not be considered a substitute for consultation with a qualified financial adviser
• Does not constitute recommendations for specific financial products or services
• May not be suitable for every individual's circumstances

Course Enrolment

When you enrol in a course, you agree to:

• Provide accurate and complete information
• Pay applicable course fees as agreed
• Attend scheduled sessions or notify us of absences
• Respect other participants and instructors
• Use course materials for personal educational purposes only

Payment Terms

Course fees are as stated on our website at the time of enrolment. Payment arrangements will be confirmed at the time of registration. We reserve the right to modify course prices, but changes will not affect enrolments already confirmed.

Cancellation and Refunds

If you need to cancel your enrolment, please contact us as soon as possible. Cancellation and refund policies vary by course and will be communicated to you at the time of enrolment. Generally:

• Cancellations made more than 14 days before the course start date may be eligible for a full refund
• Cancellations made less than 14 days before may be subject to administrative fees
• We reserve the right to cancel courses due to insufficient enrolment or unforeseen circumstances, in which case full refunds will be provided

Intellectual Property

All content on this website, including text, graphics, logos, course materials, and software, is the property of verdant-crater or its licensors and is protected by copyright and other intellectual property laws. You may not:

• Reproduce, distribute, or republish content without our written permission
• Use content for commercial purposes
• Modify or create derivative works from our content
• Remove copyright or proprietary notices

Course Materials

Course materials provided to participants are for personal educational use only. Participants may not share, distribute, or commercially exploit these materials without express written permission.

Limitation of Liability

To the fullest extent permitted by law, we disclaim all warranties, express or implied, regarding our website and services. We are not liable for:

• Any financial decisions you make based on information learned in our courses
• Losses resulting from investment or financial decisions
• Interruptions or errors in website functionality
• Unauthorized access to or alteration of your data
• Statements or conduct of third parties

Disclaimer of Financial Advice

Our courses provide educational information about financial concepts and strategies. This education:

• Does not constitute personalized financial advice
• Should not be relied upon as the sole basis for financial decisions
• Cannot account for your specific financial situation, goals, or risk tolerance

We strongly recommend consulting with qualified financial professionals before making significant financial decisions.

User Conduct

When using our website and participating in our courses, you agree not to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful code or viruses
• Harass, threaten, or harm other users or instructors
• Attempt to gain unauthorized access to our systems
• Interfere with website operations or security features

Links to Third-Party Websites

Our website may contain links to external websites. We are not responsible for the content, privacy practices, or terms of use of third-party sites. Accessing third-party websites is at your own risk.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes your acceptance of the modified terms.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our website or services at any time without prior notice or liability.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Contact Information

If you have questions about these Terms of Use, please contact us at [email protected].